Rates

Certificate of Deposits

Effective September 26, 2022 Annual Percentage Yield (APY)
  •  
    Rate
    APY
    Term
  • Loan Type:

    11 Month Certificate of Deposit Special*

    Rate: 3.50%
    APY: 3.50%
    Term: 11 Months
  • Loan Type:

    16 Month Certificate of Deposit Special*

    Rate: 3.75%
    APY: 3.75%
    Term: 16 Months
  • Loan Type:

    90 Day Certificate of Deposit

    Rate: .10%
    APY: .10%
    Term: 90 Days
  • Loan Type:

    182 Day Certificate of Deposit

    Rate: .10%
    APY: .10%
    Term: 182 Days
  • Loan Type:

    12 Month Certificate of Deposit

    Rate: .40%
    APY: .40%
    Term: 12 Months
  • Loan Type:

    24 Month Certificate of Deposit

    Rate: .65%
    APY: .65%
    Term: 24 Months
  • Loan Type:

    30 Month Certificate of Deposit

    Rate: .70%
    APY: .70%
    Term: 30 Months
  • Loan Type:

    36 Month Certificate of Deposit

    Rate: .75%
    APY: .75%
    Term: 36 Months
  • Loan Type:

    48 Month Certificate of Deposit

    Rate: .90%
    APY: .90%
    Term: 48 Months
  • Loan Type:

    60 Month Certificate of Deposit

    Rate: 1.00%
    APY: 1.00%
    Term: 60 Months

The minimum balance to open an account is $500.00. A penalty may be imposed for early withdrawal. Interest will be compounded annually on terms of 12 months or more and at maturity on CD’S due in less than 12 months.
*Certificate of Deposit Specials: Offer limited to new CD accounts only and funds to open account may not be transferred from an existing MinnStar Bank N.A. account. The minimum balance to open an account and obtain the annual percentage yield is $50,000. A penalty may be imposed for early withdrawal. Interest will be compounded annually on terms of 12 months or more and at maturity on CD’S due in less than 12 months.

 

Interest Checking & Savings

Effective March 08, 2022 Annual Percentage Yield (APY)
  •  
    Rate
    APY
    Term
  • Loan Type:

    5 Star Money Market

    Rate: .10%-.40% **
    APY: .10% -.40% **
    Term: N/A
  • Loan Type:

    Interest Checking

    Rate: .10%
    APY: .10%
    Term: N/A
  • Loan Type:

    Quarterly Savings

    Rate: .20%
    APY: .20%
    Term: N/A
  • Loan Type:

    Monthly Passbook Savings

    Rate: .20%
    APY: .20%
    Term: N/A
  • Loan Type:

    Money Market Savings

    Rate: .25%
    APY: .25%
    Term: N/A

**5 Star Money Market Savings

  • $5,000 minimum qualifying balance
  • A minimum balance fee of $10.00 will be imposed every month if the balance in the account falls below $5,000 any day of the monthly statement cycle
  • Receive E-statements with online banking or select paper statements. The paper statement fee is $5.00 per monthly statement cycle. The fee is waived for Seniors age 60 and over
  • A per debit fee of $10.00 will be imposed for each debit in excess of six per monthly statement cycle
  • Interest is accrued on a daily ledger balance and credited to the account monthly
  • .01-24,999.99 – .10% APY
  • 25,000.00-99,999.99 – .20% APY
  • 100,000-249,999.99- .30% APY
  • 250,000 + -.40% APY