Karen has been in the banking and finance industry for over 32 years. As a compliance officer, Karen is responsible for keeping up to date with any changes or new banking regulations and implementing changes. She is also a loan officer for real estate and consumer lending. Karen is a current member and past president and treasurer of the Lake Crystal Area Chamber of Commerce. In her spare time Karen enjoys baking, reading, traveling and spending time with family.
Tom has over 40 years in financial services, of which the last 15 years he has been with MinnStar Bank, providing policy direction for the loan portfolio of the bank. Tom also personally services a number of ag and commercial loan accounts. He currently serves on the Lake Crystal Economic Development committee. When he is not working Tom likes to travel, read and spend time with grandchildren. He is a graduate of North Dakota State University.
Judy has been in community banking for 39 years in all departments of the bank. As CFO, Judy oversees the daily accounting activities of the bank, cash management, internal control and scheduling regulatory reporting. She provides extensive knowledge to research and answer questions that clients have. In her spare time Judy enjoys traveling, sailing and lake living. She is a graduate of South Central College.
Ryan has been with MinnStar Bank for over two years and previously was working as a CPA in public accounting. He is responsible for the analysis of customer financials and the preparation of loan narratives documenting conclusions regarding related credit decisions. When Ryan is not working he enjoys skiing, the outdoors and spending time with family and friends. He is a graduate of Minnesota State University, Mankato and St. Mary’s University of Winona.
Mark has been working in the banking industry since 1991. As Senior Commercial Lender, Mark is responsible for managing a large commercial loan portfolio, developing new commercial relationships, business development and underwriting, structuring and closing of new requests. Mark enjoys basketball, golf, running, weight training and spending time with his wife and three kids. He is a graduate of St. Cloud State University.
Scott joined MinnStar Bank in 2014 after working in the financial services industry and at Minnesota State University, Mankato. As a commercial lender, Scott advises clients on consumer and commercial lending. He stays closely connected with the Small Business Administration to provide expertise on how MinnStar Bank can help small businesses be successful. Scott enjoys running, spending time with family and friends and has a passion for the Iowa Hawkeyes. He is a graduate of Peru State College and Minnesota State University, Mankato.
Steve has over 36 years in the banking and finance industry and is responsible for the day to day management and providing policy decision making and strategic direction of the business. He currently serves as Treasurer on the City Center Partnership Executive Committee and also serves on a variety of boards including Independent Community Bankers of Minnesota, South Central College Foundation, House of Hope and more. When he is not working Steve likes to golf, fish and spend time with family. He is a graduate of University of North Dakota.
Joseph has been with MinnStar Bank for over a year and is responsible for origination and underwriting of agricultural loans as well as the creation and implementation of business analytic reporting and creation and management of the crop marketing program, partnered with Commodity and Ingredient Hedging. In his spare time Joseph enjoys hunting, golfing, showing cattle, spending time with family and is a ringman for O’Sullivan Auctioneers. He is a graduate of the University of Minnesota.
Betty has been in the banking industry for 30 years and has experience with the big banks as well as community banks. Betty is responsible for staffing administration, marketing, bank philanthropy and working with retail banking to assure customer satisfaction. She currently is a member of the ICBM Marketing Council, ICBM HR Council and SMHRA. In her spare time she enjoys traveling, hiking, watching soccer, volunteering and spending time with family. Betty is a graduate of Minnesota State University, Mankato.
Linda has been with MinnStar Bank since 1989 and offers experience and knowledge to clients, providing them with consumer lending knowledge from the application process to the close. She is responsible for originating and servicing consumer loans, quality control for mortgage loans, assists with origination and serving of SBA loan guarantees and implements and maintains business analytic reports. She enjoys camping, Pinterest, walking and spending time with family and friends. Linda also does continuing education through Center for Financial Training.
Kent has over 35 years of experience in farm management and agricultural lending with MinnStar Bank and the U of M Extension Service. He is responsible for all aspects of agricultural lending and writes a weekly column for his blog, Focus on Ag. He currently serves on a variety of boards including Lake Crystal Welcome Memorial School Board, MN Farm Bureau, MN Agri-Growth Council and Farmfest. Kent is a graduate of University of Minnesota.
Dave has been in banking for more than 25 years and is a lifelong resident of Mankato. Dave is responsible for mortgage lending, commercial lending, consumer lending and daily branch and building management. He provides clients with knowledge of the community and business culture in this area. Currently, Dave is the president of the Mankato West Boosters Club and is a member of the Education Committee of the Independent Community Bankers of Minnesota. Dave enjoys hunting, fishing, shooting, camping, working on cars and spending time with family. He is a graduate of Minnesota State University, Mankato.