Consumer Loans

Take advantage of MinnStar’s flexible loan opportunities for purchases like automobiles, trucks/pickups, recreational vehicles and campers, snowmobiles, ATV’s, motorcycles,  boats and pontoons. Our loans are flexible, convenient and qualified borrowers can be approved quickly. We offer competitive rates and auto pay discounts when they apply.

Loan Star Reserve

Our Loan Star Reserve is a consumer Line of Credit (LOC) for overdraft protection and small loan needs MinnStar Bank customers. Loan Star Reserve provides you with overdraft protection when your checking balance drops below a zero balance by automatically advancing from your personal line of credit. Interest is calculated on a fixed rate basis and payments are scheduled according to the outstanding balance. There are no monthly or annual fees for our Loan Star Reserve program.

They are available to all customers who have a checking account with MinnStar Bank and qualify for this financing product. Normally, these loans are unsecured but in certain cases, collateral may be required.


Interested in applying for a consumer loan with MinnStar Bank? A consumer loan officer at either location can provide you with details and loan application requirements. You can apply by fax, email, mail or in person.

Apply for a Loan

MinnStar Bank, Lake Crystal

MinnStar Bank, Mankato