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Rates


Certificates of Deposit

(effective 8-20-2014 through 9-4-2014)

TERM
ANNUAL PERCENTAGE YIELD
INTEREST RATE
90 DAYS
.20%
.20%
182 DAYS
.25%
.25%
12 MONTHS
.40%
.40%
24 MONTHS
.55%
.55%
60 MONTHS
1.05%
1.05%


The minimum balance to open an account and obtain the annual percentage yield is $500. A penalty may be imposed for early withdrawal. Interest will be compounded quarterly on terms of 12 months or more and at maturity on CD’S due in less than 12 months.

Certificates of Deposit Specials

(effective 8-20-2014 through 9-4-2014)

TERM
ANNUAL PERCENTAGE YIELD
INTEREST RATE
 
 
.
30 MONTHS
.75%
.75%
     

The minimum balance to open an account and obtain the annual percentage yield is $500. A penalty may be imposed for early withdrawal. Interest will be compounded annually . The rates and APYs shown are offered on accounts opened from 8-20-2014 through 9-4-2014.

Interest Checking and Savings Rates

(effective 8-19-2014)

ACCOUNT TYPE
MINIMUM DEPOSIT TO OPEN
ANNUAL PERCENTAGE YIELD
INTEREST RATE
INTEREST CHECKING
$500
.10%
.10%
QUARTERLY PASSBOOK SAVINGS
$100
$25 UNDER 18
.20%
.20%
MONTHLY PASSBOOK SAVINGS
$100
$25 UNDER 18
.20%
.20%
MONEY MARKET SAVINGS
$1,000
.40%
.40%

The minumum deposit to open these accounts is also the minimum daily balance that is required to obtain the annual percentage yield. Fees could reduce the earnings on the acccount. Rates may change after account  is opened.  Annual Percentage Yield is accurate as of  August 19, 2014.