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Passbook Savings

When you carry a checking account at MinnStar Bank, you are eligible for a Monthly Passbook Savings account, which automatically includes your savings account history on your monthly checking account statement. There is a $25 minimum balance required and interest is paid monthly based on the average daily balance. If your daily balance drops below $25 any day of the month, a monthly minimum balance fee of $3 is charged for the entire billing cycle. There is also an excess debit fee of $1 per debit after the first six (6) debits during each monthly statement cycle. The opening minimum balance is $100 for adults 18 and older and $25 for children under 18 years of age.

Quarterly Passbook Savings

Our Quarterly Passbook Savings account provides a quarterly statement of your savings account history. There is a $25 minimum balance required and interest is paid quarterly based on the average daily balance. If your daily balance drops below $25 any day of the quarter, a quarterly minimum balance fee of $7 is charged for the entire billing cycle. There is also an excess debit fee of $1 per debit after the first eighteen (18) debits during each quarterly statement cycle. The opening minimum balance is $100 for adults 18 and older and $25 for children under 18 years of age.

Money Market Savings

Our Money Market Savings account provides a monthly statement of your savings account history. If you carry a checking account at MinnStar Bank you are eligible to have your savings account history included on your monthly checking account statement. There is a $1,000 minimum balance required and a market rate of interest is paid monthly based on the average daily balance. If your daily balance drops below $1,000 any day of the month, a monthly minimum balance fee of $6 is charged for the entire billing cycle. This account has a limit of six (6) pre-authorized debits per month. There is also an excess debit fee of $6 per debit after the first six (6) debits during each monthly statement cycle.

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