Star Club Checking
With our Star Club Checking account, you can take advantage of no minimum balance or fee for check writing and debits.
Our $9 monthly fee offers the following benefits:
Personalized checks (limited to one style)
Unlimited check writing
Minimum Balance Checking
($100 Minimum Balance)
When you maintain a $100 minimum balance, you avoid a minimum balance fee and a per debit fee. If the daily balance drops below $100 any day of the month, a monthly minimum balance fee of $7 and a per debit fee of 25 cents is charged for the entire billing cycle.
($500 Minimum Balance)
Our Interest Checking account pays you interest on the average daily collected balance and adds the interest to your account balance on the billing cycle date. When you maintain the $500 minimum balance, you avoid a monthly minimum balance fee and a per debit fee. If the daily balance drops below $500 any day of the month, a monthly minimum balance fee of $10 and a per debit fee of 25 cents is charged for the entire billing cycle.
If you are age 55 or over, you are eligible for our Senior Checking account. There is no minimum balance requirement, no monthly fees, and no charge for check writing and debits. Personalized checks are at no charge (limited to one style).
Our Student Checking account has no minimum balance requirement or monthly fee. There is a per debit fee of 25 cents. Qualifying maximum age is 22 years.
Loan Star Reserve
Our Loan Star Reserve provides you with a personal line of credit with your checking account. Once you have qualified for a line of credit, you have immediate access to a loan-by simply writing a check.
Loan Star Reserve also provides you with overdraft protection when your checking balance drops below a zero balance by automatically advancing from your line of credit. Interest is calculated on a fixed rate basis and payments are scheduled according to the outstanding balance. There are no monthly or annual fees for our Loan Star Reserve program.