At MinnStar Bank, we understand that farming is a business, as well as a way of life. We are here to help meet the current financial needs of you farm business, as well as assist with planning your future goals and plans for your farm operation. MinnStar Bank offers a complete line of agricultural banking services, including annual operating loans, term loans for machinery, equipment, and livestock facilities, loans to fiance renewable energy investments, and real estate loans. Our expert MinnStar Bank Agriculture Loan Officers, Tom Evensvold and Kent Thiesse, are there to assist you with all your agriculture credit and financial needs.

With our Star Club Checking account, you can take advantage of no minimum balance or fee for check writing and debits.

Our $9 monthly fee offers the following benefits:
• Personalized checks (limited to one style)
• Copying services
• Gift envelops
•Unlimited check writing

($100 Minimum Balance)
When you maintain a $100 minimum balance, you avoid a minimum balance fee and a per debit fee. If the daily balance drops below $100 any day of the month, a monthly minimum balance fee of $7 and a per debit fee of 25 cents is charged for the entire billing cycle.

($500 Minimum Balance)
Our Interest Checking account pays you interest on the average daily collected balance and adds the interest to your account balance on the billing cycle date. When you maintain the $500 minimum balance, you avoid a monthly minimum balance fee and a per debit fee. If the daily balance drops below $500 any day of the month, a monthly minimum balance fee of $10 and a per debit fee of 25 cents is charged for the entire billing cycle.

If you are age 55 or over, you are eligible for our Senior Checking account. There is no minimum balance requirement, no monthly fees, and no charge for check writing and debits. Personalized checks are at no charge (limited to one style).

MinnStar Bank offers very competitive Agriculture Operating Lines of Credit to finance both crop and livestock farming operations. The MSB Agriculture Loan Officers will work with farm operators to prepare an annually updated FINPACK Financial Analysis on their farm operation, as part of the annual loan renewal process, which is very beneficial to farm operators in helping manage their farm business. MinnStar Bank also offers special financial incentives to farm operators that enroll in the South Central College Farm Business Management Programs.

For more information contact:

Tom Evensvold
Good Thunder
tom.evensvold@minnstarbank.com

Kent Thiesse
Lake Crystal
E-mail: kent.thiesse@minnstarbank.com

MinnStar Bank offers a variety of Agriculture Term Loans to finance farm machinery and equipment purchases, new or remodeled grain or livestock facilities, investments in renewable energy, and tile drainage upgrades. These Term Loans are set up at competitive interest rates, and with loan provisions that meet the farm operator's farm business needs.

For more information contact:

Kent Thiesse
Lake Crystal
E-mail: kent.thiesse@minnstarbank.com

Tom Evensvold
Good Thunder
E-mail: tom.evensvold@minnstarbank.com

MinnStar Bank offers excellent long-term Real Estate Loan programs, to assist farm operators and others with purchases of tillable farm land, and to assist farm families with purchasing farm sites, or making improvements to family homes or other farm buildings. MinnStar Bank Real Estate Loans are set up with terms to meet the needs of the farm customer, and are set at very competitive interest rates.

For more information contact:

Kent Thiesse
Lake Crystal
E-mail: kent.thiesse@minnstarbank.com

Tom Evensvold
Good Thunder
E-mail: tom.evensvold@minnstarbank.com